Monday, June 5th 2023

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Wholesale and Hybrid Channel

Correspondent Channel

FHA Programs

VA Programs

USDA Rural Housing

HECM Reverse Mortgage

Conforming Products

GNMA Issuer
Fannie Mae and Freddie Mac Direct Lender
Licensed throughout the U.S. and Puerto Rico
Privately Held Mortgage Bank for Over 32 Years
Excellent Underwriting/Funding Turn Times

Home > FHA Programs

FHA Programs

580 FICO Minimum
-Purchase/Refinance

Mobile Homes Allowed
-Subject to higher FICO scores
-Single Wide Homes not allowed

203k Program
-2-4 Units Allowed
-$100 down, HUD Repo eligible
-New Constructions, less than
-12-months old, are eligible
-No Underwriting/Processing Fees

Property Flip Waiver Program
- If sales priced exceeds 20% of
acquisition cost, a second appraisal is required

Jumbo Product Available

Escrow Hold Backs Allowed

Manual Underwriting Allowed
-No increased delays

Short Sales

Manufactured

Traditional Sales

Purchase/Refinance

HUD/REO Properties

Commercial

NOTE:	Certain restrictions may apply. Rates and prices are subject to change. Please refer to below links to view latest product matrices and seller guides :

	Wholesale and Hybrid correspondent
	Correspondent Channel

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Although Sun West Mortgage is approved to conduct business in the state of New York, this website has not yet been approved by the State of New York Department of Financial Services. For properties located in the State of New York, this website can not be used to upload an application, please visit SWMC.com to upload an application.