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Sun West Mortgage Company, Inc.        
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Visit Sun West Application System 1-855-SWMC-AOT
 
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Wholesale and Hybrid Channel
Correspondent Channel
FHA Programs
VA Programs
USDA Rural Housing
HECM Reverse Mortgage
Conforming Products
FHA Multifamily
GNMA Issuer
Fannie Mae and Freddie Mac Direct Lender
Licensed throughout the U.S. and Puerto Rico
Privately Held Mortgage Bank for Over 32 Years
Excellent Underwriting/Funding Turn Times
 

Price & Lock

 
Program Name Loan Purpose Initial Underwrite Time Condition Resolution Time* Dry Funding**
Conventional Purchase Approved by 8 AM 2 Hours Same Day
Refinance Approved by 8 AM 2 Hours Same Day
FHA Purchase Approved by 8 AM 2 Hours*** Same Day
Streamline Refinance Approved by 8 AM 2 Hours Same Day
All Other Refinances Approved by 8 AM 2 Hours*** Same Day
VA Purchase Approved by 8 AM 1 Business Day Same Day
IRRRL Approved by 8 AM 2 Hours Same Day
Cash-Out Refinance Approved by 8 AM 1 Business Day Same Day
USDA Purchase 1 Business Day 1 Business Day Same Day
Refinance 1 Business Day 1 Business Day Same Day
HECM Approved by 8 AM 2 Hours Same Day
Non QM Approved by 8 AM 2 Hours*** Same Day
Non Conforming 1 Business Day 2 Hours*** Same Day
Note -: 1. *Condominium and Trust related conditions will take longer time for review.
2. ** Any file submitted before 10 AM PST will be funded the same day.
3. ***On certain occasions, some conditions require manual review. These conditions will not be reviewed within 2 hours, but they will be reviewed within 1 business day.
 
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